Fees and Charges Common to all account types
Account Research  - $12.50 per hour, $1.50 per copy
Domestic Bank Wire - $ 6.00 incoming, $10.00 outgoing – waived for active duty military families
International Bank Wire - $40 outgoing, incoming subject to pass through charges
Collection Item  - $10.00 per item
Copy of Draft (check) - $1.50 per copy
Dormant Account  - $25 semi-annual fee
Inactive Account Fee - $15 quarterly fee for inactive accounts with incorrect addresses
Garnishment/Levy Fee – Charges will vary according to local laws
Returned Checks - $28.00 if from member, $5.00 all others
Redeposit of Returned Items - $5.00 per item
Temporary Drafts – First 8 free for new accounts. Additional drafts $0.10 cents each for all accounts.
ATM/Debit Card Replacement Fee - $5.00 if old card is not returned. Fee not applicable for normal wear.
ATM/Debit Card International Service Assessment(fee passed through card network to member)– typically 1% of the amount of the transaction when card is used/ processed internationally.Traveler’s Checks – Standard traveler’s checks are free, Traveler’s Checks for two - $1.00 per each $100.00 purchased, and Gift Checks - $2.00 each
Gift Cards - $3.95 each
Cashier’s Check- $1.50 per check when made payable to someone other than the account holder (waived for Rewards Checking)
Money Order - $1.50 each – waived on Rewards Checking (waived for Rewards Checking)
Stop Payment - $28.00 per item(waived for Rewards Checking)
Overdraft (Non-sufficient Charge)*- $28.00 per item -fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
Overdraft Protection Program (Courtesy Pay)* -$28.00 per item -fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Must meet qualifying requirements and choose to participate in the program, may opt-out of the service at any time including optional affirmative consent for everyday ATM/Debit card transactions.
Check Printing – Fee will vary by style of check and the quantity ordered (Two free boxes with Rewards checking)
*Tulsa Federal Credit Union is never obligated to pay an overdraft.

Money Market Account
Monthly Service Charge - $7.50 monthly fee if balance drops below $2,500 minimum daily balance
Per transaction fee - $5.00 fee will be charged for each qualifying transaction in excess of six per month

Nothing Checking Account, Edge Checking (Young Adults) and Cha-Ching (Teen) Checking
No monthly service charge

Traditional Checking Account Fees and Charges
Monthly Service Charge - $6.00 monthly fee if balance drops below $500 minimum daily balance

DBA Checking (Doing Business As)
Monthly Service Charge - $7.50 monthly fee if balance drops below $1,000 minimum daily balance.

Business Checking
Monthly Service Charge - $12.50 per month

New Beginnings Checking
Monthly Service Charge - $10.00 per month

Rewards
Monthly Service Charge - $10.00 per month.
Check Printing – 2 Free Boxes per year (style restrictions apply) after two boxes Fee will vary by style of check and the quantity ordered

Safe Deposit Boxes
Call office for availability. Boxes are not available at the Skiatook office.
Replacement key - $15.00, if both keys are lost or stolen, member is responsible for drilling cost.

Size	Cost per Year
2x5	$10.00
3x5	$18.00
3x10	$30.00
4x5	$24.00
5x10	$45.00
10x10	$80.00

 

Other fees may apply. Please contact the credit union for a complete schedule of fees.

Page updated: February 7, 2012