Rates
- Get the most from your money at Tulsa Federal Credit Union
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Rates Subject to Change Without Notice
Fees may reduce earnings
Rates effective January 18, 2012
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| |
Minimum |
Rate |
APY |
Share Savings* |
$50.00 |
.35% |
.35% |
* $50 minimum balance required to earn dividends |
$10,000 |
.45% |
.45% |
|
$20,000 |
.55% |
.55% |
|
$40,000 |
.80% |
.81% |
Share Drafts |
$500 |
0.25% |
0.25% |
Special 4 |
$1 |
0.25% |
0.25% |
|
|
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| Money Market |
Minimum |
Rate |
APY |
|
$5,000 |
.70% |
.71% |
|
$20,000 |
.75% |
.76% |
|
$30,000 |
.80%
|
.81% |
|
$50,000 |
.85% |
.86% |
|
$100,000 |
.90% |
.91% |
|
IRA
|
Rate |
APY |
| IRA Shares |
1.10% |
1.10% |
| IRA 1 year certificate |
.945% |
.95% |
| IRA 18 month certificate |
1.145% |
1.15% |
| IRA 2 year certificate |
1.29% |
1.30% |
| IRA 3 year certificate |
1.64% |
1.65% |
| IRA 4 year certificate |
1.89% |
1.90% |
Certificates |
|
|
| 180 day certificate |
.795% |
.80% |
| 12 month certificate |
.945% |
.95% |
| 18 month certificate |
1.145% |
1.15% |
| 24 month certificate |
1.29% |
1.30% |
| 36 month certificate |
1.64% |
1.65% |
| 48 month certificate |
1.89% |
1.90% |
| * An early withdrawal penalty may be imposed for withdrawals before maturity. |
New Auto |
Rates as low as* |
36 months |
3.39% |
48 months |
3.49% |
60 months |
3.79% |
72 months |
3.89% |
| 84 months |
3.99% |
* APR is based on your individual credit history.
$10,000 minimum on 72 month loans
$15,000 minimum on 84 month loans |
|
Used Auto
Model Yrs Current Yr Up To 3 Yrs Old |
Rates as low as*
|
| 48 months |
4.29% |
| 60 months |
4.39% |
| 72 months |
4.49% |
* APR is based on your individual credit history.
$5,000 minimum on 48 and 60 month loans
$10,000 minimum on 72 month loans |
|
Used Auto
Model Yrs 4 To 6 Yrs Old |
Rates as low as*
|
| 48 months |
4.79% |
| 60 months |
4.89% |
* APR is based on your individual credit history.
$5,000 minimum |
|
Used Auto
Model Yrs 7 Yrs and Older |
Rates as low as*
|
| 48 months |
5.29% |
| 60 months |
5.39% |
* APR is based on your individual credit history.
$5,000 minimum |
|
| Secured Loans |
|
Rates as low as* |
| 48 months |
|
4.75% |
| 60 months |
|
5.25% |
| 120 months |
|
5.75% |
| 144 months |
|
6.50% |
| 180 months |
|
7.25% |
| * APR is based on your individual credit history. |
|
|
New and Used RV Loans
Model Yrs Current Yr Up To 6 Yrs Old |
|
Rates as low as* |
| Any Term |
|
5.31% |
| * APR is based on your individual credit history. |
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|
New and Used RV Loans
Model Yrs 7 To 10 Yrs Old |
|
Rates as low as* |
| Any Term |
|
5.31% |
| * APR is based on your individual credit history. |
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|
| Signature Loans |
|
Rates as low as* |
| NuPal |
|
16.00% |
| 18 month Signature |
|
6.00% |
| 24 month Signature |
|
6.50% |
| 36 month Signature |
|
7.50% |
| 48 month Signature |
|
8.50% |
| * APR is based on your individual credit history. |
|
|
Rates Subject to Change Without Notice
Mortgage Rates effective February 6, 2012
Home Loans |
Purchase Money Mortgage Program |
| 10 Year Fixed |
3.750% |
|
95% of purchase price |
| 15 Year Fixed |
4.000% |
|
95% of purchase price |
| 15 Year Adjustable |
3.125% |
|
100% of purchase price |
| 20 Year Fixed |
4.250% |
|
95% of purchase price |
| 30 Year Adjustable |
3.375% |
|
90% of purchase price |
30 Yr Conv/FHA products -- call for today's fixed rates 610-0200 x5057
| Second Mortgage |
|
|
Rates as low as* |
| 60 months |
|
|
5.00% |
| 120 months |
|
|
5.50% |
| 144 months |
|
|
6.25% |
| 180 months |
|
|
6.50% |
| * APR is based on your individual credit history. |
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First Time Home Buyer Mortgage Program
• 20 year fixed rate of 4.375% (rate subject to change without notice)
• Zero down payment / 100% of Purchase Price
• Maximum contract price of $150,000.00
• Home constructed in subdivision only
• No PMI (Private Mortgage Insurance)
• Owner occupied as primary residence
• Payments must be made electronically and have an active checking account
Please contact our mortgage department at 610-0207 about this and other mortgage programs available from Tulsa Federal CU.
Purchase Money Mortgage Program
• Loan rates and terms only on homes built on site. No mobile homes.
• Rates and terms would also apply to no cash out refinances
• Payments must be made electronically and have an active checking account
|
| Cash Out Refinances |
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|
|
| 10 Year Fixed |
3.875% |
|
95% Loan to Value |
| 15 Year Fixed |
4.125% |
|
95% Loan to Value |
| 15 Year ARM |
3.125% |
|
100% Loan to Value |
| 20 Year Fixed |
4.375% |
|
95% Loan to Value |
| 30 Year ARM |
3.375% |
|
90% Loan to Value |
| Loan rates and terms only on homes built on site. No mobile homes. |
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