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Tulsa Federal Credit Union First Time Homebuyer Program is a great alternative to traditional FHA financing with low rates, no down payment and no Private Mortgage Insurance (PMI) required. Please contact a Mortgage professional today to request preapproval for your first home purchase.  Start your home buying process with confidence!

  • Low fixed rate
  • 20 year term
  • No down payment
  • Maximum contract price of $150,000
  • Existing Home construction in a platted subdivision only
  • No mobile, modular, manufactured, log homes or metal constructed homes
  • Owner occupied only
  • No Private Mortgage Insurance (PMI) required

 Click the “Apply Now” button to get the online application started.

Let us make your dream of buying a home reality.  Somebody had to step up, and we chose US.

*Within 24 hours of on-line mortgage application submittal one of our Mortgage Loan Officers will contact you directly to confirm the submittal of the on-line application and request any additional information/documentation as applicable.