Do you ever wish your monthly auto payment was lower? Of course you do. Who wouldn’t want to pay less per month on their car loan? Well, this is your lucky day.

Refinance your existing car loan at Tulsa Federal Credit Union for as little as 2.55% APR* and get a rebate of 1% of the loan amount when you close.** To fully understand just how much you can save when you refinance with Tulsa FCU, here are a couple of examples:

Example 1

Let’s say your current rate is 3.5% on a $25,000 loan over 72 months, and you’ve paid it down to $20,000 over a year. If you refinance the remaining $20,000 with Tulsa FCU at 2.55% for 72 months, you can see your monthly payment go from $385.46 to $299.86. That’s a savings of $85.60 per month plus a $200 rebate!

Example 2

Perhaps you had some credit struggles and your rate on a $20,000 auto loan is 5.0% over 60 months. Now, you have $18,000 remaining on the loan and have made all of your payments on time, you may be able to refinance at a rate as low as 3.05% for 60 months. Your monthly payment could go down from $377.42 to $323.84. That’s a savings of $53.58 per month plus a $180 rebate!

We’ll work with you to deliver the payment amount that best fits your budget, and we’ll give you some extra holiday cash when you take advantage of our 1% rebate.

*APR is annual percentage rate and is accurate as of November 1, 2013, ranging from 2.55% to 14.95% APR. Interest rates and terms may vary and are based on credit worthiness, amount financed, and age of the vehicle. Terms are available up to 84 months. Rates are valid for up to 100% of the value of the vehicle, based on collateral and credit worthiness of applicant. Offer ends close of business day, December 31, 2013. Income verification may be required and all loans are subject to underwriting and verification of all data. Membership and eligibility required. Valid identification required. Rates and terms are subject to change at any time and other restrictions or conditions may apply. We reserve the right to modify or discontinue this offer at any time for any reason.

**Rebate will be calculated by multiplying the total amount of new money refinanced by 1%. New money of $5,000 required to refinance existing Tulsa Federal Credit Union auto loans and the rebate will equal a maximum of 1% of the new money borrowed. Cash rebates may be reported to the IRS as income.