Nothing Checking

Simply stated, our Nothing checking account is a big bunch of Nothing! While other banks and credit unions are doing away with free checking or placing complicated balance or deposit requirements on their “free” checking accounts, we thought we should do Nothing. Requires a minimum opening deposit of $30.

Monthly Service Charges – Nothing!

ATM Bank Card Fees - Nothing!

Online Banking Fees – Nothing!

Automated Phone Teller Fees – Nothing!

Online Bill Pay Fees – Nothing!                 

Need more information? Call 918-610-0200 or visit any of our 13 branch offices. We are ready to help you with Nothing.

Traditional Checking

  • Requires a minimum opening deposit of $30
  • Maintain a monthly balance of $500 or more and avoid the $6 monthly service fee
  • Account earns a competitive rate on balances of $500 or more
  • Visa Debit Card and ATM card available on this account
  • $700 Courtesy Pay Program available
  • Online Bill Payer and e-statements available

Rewards Checking

  • Minimum opening deposit of $30
  • $10 flat monthly service fee
  • Account earns a competitive rate on balances of $2,000 or more
  • Visa Debit Card and ATM card available
  • $1,000 Courtesy Pay Program available
  • Online Bill Payer and e-statements available
  • Free Checks, 2 boxes per year (CU logo Checks only)
  • $10,000 AD&D insurance
  • Lots of added benefits including Rewards Discount book

New Beginnings Checking

For members who have had problems managing a checking account in the past

  • Minimum opening deposit of $30
  • $10 monthly service fee
  • Visa Debit Card and ATM card available
  • Online Bill Payer and e-statements available
  • Account reviewed at 6 months with option to open regular checking account

Edge Young Adult Checking

Checking for members age 18 to 23

  • Minimum opening deposit of $30
  • No monthly service fee or minimum balance requirements
  • This account does not earn a dividend

View more about Edge Young Adult Checking »

Cha-Ching Teen Checking

Share Draft Checking for members age 13 to 17

  • Minimum opening deposit of $30
  • No monthly service fee or minimum balance requirements
  • This account does not earn a dividend
  • Parent or guardian signature required to open account

View more about Cha-Ching Teen Checking »

Business Checking

DBA (Doing Business As) Checking Accounts Opened Using a Social Security Number

  • $1,000 minimum monthly balance to avoid the $7.50 service fee
  • Business Debit Card and ATM Card available on this account
  • $700 Courtesy Pay Program available
  • Account earns a dividend on balances over $1,000

Business Checking Account Opened Using A TIN ( Tax Identification Number )

  • Minimum opening deposit of $30
  • $12.50 flat monthly service fee
  • Business Debit Card/ATM Card available
  • $1,500 Courtesy Pay Program available
  • Account earns a dividend on balances over $2,000