Common Fees | Money Market Account | Nothing Checking Account, Edge Checking and Cha-Ching Checking | Traditional Checking | Business Checking (DBA) | New Beginnings Checking | Rewards | Safe Deposit Boxes
Fees and Charges Common to all account types
Account Research – $12.50 per hour, $1.50 per copy
Domestic Bank Wire – $ 6 incoming, $10 outgoing – waived for active duty military families
International Bank Wire – $40 outgoing, incoming subject to pass through charges
Collection Item – $10 per item
Copy of Draft (check) – $1.50 per copy
Dormant Account – $25 semi-annual fee
Inactive Account Fee – $15 quarterly fee for inactive accounts with incorrect addresses
Garnishment / Levy Fee – Charges will vary according to local laws
Returned Checks – $28 if from member, $5 all others
Redeposit of Returned Items – $5 per item
Temporary Drafts – First 8 free for new accounts. Additional drafts 10 cents each for all accounts.
ATM / Debit Card Replacement Fee – $5 if old card is not returned. Fee not applicable for normal wear.
ATM / Debit Card International Service Assessment – 1% of the amount of the transaction when card is used / processed internationally.
Traveler’s Checks – Standard traveler’s checks are free, Traveler’s Checks for two – $1 per each $100 purchased, and Gift Checks – $2 each
Gift Cards – $3.95 each
Cashier’s Check – $1.50 per check when made payable to someone other than the account holder (waived for Reward Checking)
Money Order – $1.50 each – waived for Rewards Checking
Stop Payment – $28 per item (waived for Reward Checking)
Overdraft (Non-sufficient Charge)* – $28 per item – fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
Overdraft Protection Program (Courtesy Pay)* – $28.00 per item – fees apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Must meet qualifying requirements and choose to participate in the program, may opt-out of the service at any time including optional affirmative consent for everyday ATM / Debit card transactions.
Check Printing – Fee will vary by style of check and the quantity ordered (Two free boxes with Rewards checking)
Money Market Account
Nothing Checking Account, Edge Checking (Young Adults) and Cha-Ching (Teen) Checking
Traditional Checking Account Fees and Charges
Business Checking (Doing Business As)
Monthly Service Charge – $12.50 per month
New Beginnings Checking
Safe Deposit Boxes
Call office for availability. Boxes are not available at the Skiatook office.
Replacement key – $15, if both keys are lost or stolen, member is responsible for drilling cost.
2 x 5 $10 per year
3 x 5 $18 per year
3 x 10 $30 per year
4 x 5 $24 per year
5 x 5 $25 per year
5 x 10 $45 per year
10 x 10 $80 per year